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Day 59 - Taking Chances

Tuesday, January 27, 2015

Last night posed some challenges. The infection in my gums around the bad tooth really flared up last night, and I finally broke down about 12:30am and took one of my prescription pain pills that was left over from the accident. It finally kicked in about 1:30, and I was able to get some sleep. I was really unhappy about the situation, but grateful that I still had some pills to take. The root canal is scheduled for tomorrow, and I really hope that nothing stands in the way of having it done. I'm tired of not being able to chew, and having pretty constant discomfort and occasional pain. I'm grateful that my new dental plan isn't giving me problems because I've only been covered by it for a little over 3 weeks!

I also have a doctor's appointment on Friday to start the process of transitioning to my new medical plan. My old plan, through my old job, was through Kaiser Permanente Northern California. For anyone not familiar with Kaiser, the good thing is that it's entirely self-contained. Your doctors, specialists, physical therapy, hospital, pharmacy, etc., are all under one roof (metaphorically, anyway). All your records are available to everyone who needs them, and referrals to specialists are really easy. With the new plan, I may have to deal with doctors who are associated with different medical groups, which means that referrals, sharing of medical information, and getting appointments will be a bit more challenging. The good part is that I have more choices available, whereas Kaiser was a closed network that wasn't available everywhere. We are moving to an area that is not served by Kaiser.

Sometimes we have to take chances like this. The choice to switch to the new plan wasn't a hard one. My former employer was willing to carry me until the end of last year, as long as I paid the premiums in full, but that was it, per our agreement. Starting this year, I'm on Steve's plan as a federal retiree, and my net cost is about $100 less per month than what I was paying for Kaiser. That $1200 per year savings will help a lot in the long run. As long as the government doesn't make any changes that would affect my eligibility as his spouse, then I'll have medical care for the rest of my life (as long as nothing happens to him).

"Nothing ventured, nothing gained" is the old expression. We take chances for the perceived benefit that the choice offers. Just make sure you know the facts, so that you know what you're getting into. The same is true for getting healthy. Sometimes we have to educate ourselves and learn the facts, so that we can make the right choices to be healthy and fit. It may be the exercises or other fitness activities we think might help us get stronger, or the meal planning that keeps our calories, carbs, fat, and protein all within the right range for optimum health.

Once we know the facts, we can make the choice, and take the chance, that gives us the best potential reward.

Spark on, friends!
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Member Comments About This Blog Post
  • MARGOH12
    Hope the root canal work goes well for you.
    2222 days ago
    Good luck with the root canal. Will be thinking of you today.
    2222 days ago
  • no profile photo CD15201693
    I'm sure you'll find good providers in your new plan. Just do some research. We were so lucky to find an incredible physician here that we've seen for ten years. Sorry to hear about your tooth, but glad it will be resolved tomorrow!!!
    2223 days ago
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