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SHIRLEY721's Photo SHIRLEY721 SparkPoints: (0)
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11/12/13 2:25 P

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OUCH!! I made an error what I meant to say was that it was five years before you had to start taking care of the debt.One should be fairly well established by then.I really doubt there is a limit as long as you are trying monthly.I do have the government to thank for my education as I got a free ride since my HB was a disabled veteran.I made a success of my education and nursing and I guess we were both glad for a longtime anyway.I am not shouting for joy now as retirement bores me.TTYL!

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MYREALANA's Photo MYREALANA SparkPoints: (0)
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11/12/13 10:07 A

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Also, it's fine if a parent (note NOT NECESSARILY MOM) wants to stay home when the family has kids, but having a career is not choosing work over raising kids.

My husband and I both work, and we always have. We couldn't pay our bills on just one salary - especially not on his, since he makes about 40% less than me. That doesn't mean we didn't raise our own children. When the kids were little, we staggered our work schedules and traveled for work less.

My children were better off for having parents who were happy in both their home life and their work life than they would have been having to spend every day with me. I would have been a basket case if I had to be a SAHM. I couldn't handle it.

--Myrea

"If you can't do something smart, do something right." --
Shepherd Book


MYREALANA's Photo MYREALANA SparkPoints: (0)
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11/12/13 10:00 A

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Five years! HAHAHAHAHAHAHAHAHAHAHAHAHA!!!!!

I'm still going to be paying for my masters when my youngest - who was born 5 months after I graduated - is in college.


emoticon emoticon emoticon emoticon emoticon emoticon emoticon emoticon emoticon

The cost of education is scary, but the price of ignorance is higher. My MBA may have cost me $50,000 by the time I finish paying off my student loans, but it has already paid for itself several times over in increased salary and opportunity.

But, you can't treat college like it's just something you do. They don't approach it as an investment where you need to get the best value for your time and money.

The thing about college is that people are willing to pay through the nose to get into that *one* university, then they don't take the time to figure out what the best major is. Economic studies show that, for the most part, what matters is the degree major you graduate with - not the school name on the paper. (Except Ivy League which is its own rarified environment all around.)

In other words a Psychology degree (Starting salary $24,000) from Boston University ($244,000) is nowhere near as valuable as a Civil Engineering degree (Starting salary $49,500) from South Dakota State University ($64,000).

I've drilled into my own kids' heads MAJOR MAJOR MAJOR. Pick a major you're going to love, then we will figure out how to get you that while getting the best value for our dollar. My older son started at community college this fall. He picked Colorado State for his degree in bioltechnology. Our research showed that Colorado has a list of "guaranteed transfer" courses he can take at any accredited state school and CSU has to honor them. So, he's getting his first two years out of the way at a community college for about 1/3 of what CSU would cost.

My younger one wants to be an engineer. If we're really, really lucky, he will be able to follow his ultimate dream of going to the US Air Force Academy and college won't cost up a penny!

Edited by: MYREALANA at: 11/12/2013 (10:03)
--Myrea

"If you can't do something smart, do something right." --
Shepherd Book


BRIDIE5 Posts: 8,121
11/12/13 7:50 A

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The cost of education is scary..

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COACHPENNY's Photo COACHPENNY Posts: 10,392
11/11/13 11:42 P

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Most students' debt is far too much to pay off in five years. Even with we, as parents, pitching in to our daughter's education, she still left college almost 20,000 in debt. Her masters program is an additional cost. She'll be paying for many years to come. Our son didn't finish college and has less in loans, but he'll also be paying for quite some time. It's the same for their friends.

I don't know how this generation of students is ever going to get out of debt.



A word to the wise ain't necessary, it's the stupid ones who need the advice.

Bill Cosby


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SHIRLEY721's Photo SHIRLEY721 SparkPoints: (0)
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11/11/13 1:54 P

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emoticon Sadly work is often a necessity these days but I do think that is because many still don't get the higher education they need.One certainly can't live let alone raise children on a minimum wage.If no education 2 jobs is a necessity. My understanding is many can now get government loans when they get that education and have five years to return the money.What a blessing to them.

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BRIDIE5 Posts: 8,121
11/11/13 8:57 A

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It was great when we had that choice, wasn't it Shirley! Sadly, the days when work was a choice have long been over for many Moms. Most aren't working for new cars and vacations, or even because they want to..they are working to put food on the table and a roof over their children's heads One can still raise great kids tho..as long as they are the total focus when you're not at work.

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SHIRLEY721's Photo SHIRLEY721 SparkPoints: (0)
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11/10/13 9:22 P

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I have done many things in my life and have been looked at as excellent in my work areas but until my children were in their mid teens I refused to even go to college and start a career.To me the most needed thing was to mother.I understand that sometimes that can't be but to me that is where it is.One could do it in reverse of course.Career and when satisfied with that family.Children are a full time job.IMHO

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BRIDIE5 Posts: 8,121
11/10/13 6:57 A

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I strongly disagree with the schools that eliminate recess, music and art..all human beings need physical activity, play and creativity to be healthy, successful and fulfilled. Play is learning, teches problem solving skills, and how to get along with others in an imperfect world. All children need outdoor play at home, too, and an effort should be made to return to family dinner hours, seated around a table, not in front of the TV. That's when the social interaction and family bonding happens. My daughters, and my son who has kids know this and practice it, and the kids are great. They hike, bike, play musical instruments, enter art competitions, and all but two are avid readers and on the honor roll..parenting is work and requires focus. Helicopter parenting abounds too, not just detached parenting. Helicopter parents tend to raise kids who think they need top jobs just for breathing, and that someone else is always to blame for their problems. .

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CEELEE53's Photo CEELEE53 Posts: 4,785
11/9/13 11:42 A

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I absolutely agree, Pen. it's a whole new frontier out there than when we were raising our children.

My oldest daughter has one teenager and a ten yr. old. We have discussed this very thing on several occasions. I am very impressed by how clued in she is to everything her kids are involved in, and when she gets broadsided by some event, how she manages to handle the situation without alienating them. It is like watching someone you love walk a tight-rope. There are times when I may disagree with her, but I have admired her ability to sense when to pull back and let her kids fail on occasion. Many parents have difficulty doing that.

On the flip side to the elimination of recesses for the children, when do the teachers get a much needed break from their class. And how much does the lack of creative pursuits, or the arts, contribute to the lack of critical thinking skills that every child needs to succeed?

I am just glad that I can be a grandparent and worry from afar.

"Let us never forget that government is ourselves and not an alien power over us. The ultimate rulers of our democracy are not a President and senators and congressmen and government officials, but the voters of this country."
Franklin D. Roosevelt



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SHIRLEY721's Photo SHIRLEY721 SparkPoints: (0)
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11/9/13 11:36 A

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WOW! We agree one hundred ercent about this situation.Things were so much better in my childhood and even my grandchildren had it well but the babies just beginning to arrive u to about five I shudder for them.What do you seriously believe we can do to assist?One thing I'm doing is leaving the TV off when Liam visits.If I had a child living with me full time I would have the TV in the bedroom and turn it on when he/she was down for the night only.Adult entertainment.

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COACHPENNY's Photo COACHPENNY Posts: 10,392
11/9/13 11:00 A

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It's also what they are exposed to outside the family nucleus, unfortunately. They aren't seeing shining examples of virtue in the media, the entertainment industry, their peers or from our political leaders. Couple that with uninvolved parenting....not a good result.

I'm going to throw something out that I've been discussing with a parent of small children. The value of free play has been diminished in our education system and also in households with small children.

At school, they have reduced or eliminated opportunities for social interaction within free play environments....like recess. Time and space for music and art education has been eroded. Organized physical education has healthy benefits with games, skill building and giving kids a way to expend some pent up energy. Even that has been placed on the back burner. The emphasis on accelerated academic skills has left many children behind instead of propelling them forward.

At home, harried parents let the kids plug in and opt out of social interaction....like playing outdoors in the neighborhood. Every activity is orchestrated and regulated or has to be competitive in order for parents to see a value. Children have lost the ability to entertain themselves and socialize each other without the constraints of constant adult oversight.

And yes, there are those parents who don't provide any guidance whatsoever. Whose children roam untethered without rules and/or positive examples. They are thrust into adult situations without the benefit of the social mores that help them make good choices.

In short, many children have lost childhood.



A word to the wise ain't necessary, it's the stupid ones who need the advice.

Bill Cosby


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CEELEE53's Photo CEELEE53 Posts: 4,785
11/9/13 10:19 A

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I get what you are both saying, but truthfully, I am concerned about the kind of pressures and social dilemmas that face our youth every day. I don't think they have the luxury of an extended youth and adolescence. They must deal with the sort of social issues that many of us have only faced as adults.

How many of them have a strong family nucleus to support and lead them through all the pitfalls that are out there. How many of them have had examples from the time they were little to learn conflict resolution, how to behave in social situations, how to treat friends and respect themselves and those around them.

Left to their own devices...why would we expect them to behave any differently than the examples set by those around them?

"Let us never forget that government is ourselves and not an alien power over us. The ultimate rulers of our democracy are not a President and senators and congressmen and government officials, but the voters of this country."
Franklin D. Roosevelt



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BRIDIE5 Posts: 8,121
11/8/13 8:59 P

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That's a real concern Shirley.. When i see some of the things that have evolved since I was a child it's scary. Violence, rudeness, self entitlement, greed, makes me shiver.

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SHIRLEY721's Photo SHIRLEY721 SparkPoints: (0)
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11/8/13 7:13 P

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Every day I see or hear something worse.Is there no end? Sad indeed! I worry about the lifestyle my fifteen month old great grand will have.All joking aside.

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BRIDIE5 Posts: 8,121
11/7/13 8:25 P

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Costumes hmmm? We seem to be breeding a whole bunch of tasteless freaks. I don't mind the "freak" part so much, but "tasteless" is unforgivable.

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CEELEE53's Photo CEELEE53 Posts: 4,785
11/7/13 3:19 P

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Omg, Willam! I am LMAO...your candid posts are so refreshing!

I saw a picture somewhere a couple of weeks ago, all the students lined up walking to school or the bus, and there was no talking. They all had their heads down, looking at their phones and texting. The caption said: "Now here is the real zombie apocalypse."



"Let us never forget that government is ourselves and not an alien power over us. The ultimate rulers of our democracy are not a President and senators and congressmen and government officials, but the voters of this country."
Franklin D. Roosevelt



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CD833620 Posts: 42,077
11/7/13 9:10 A

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I don't get the threats either. Why everybody has to be so violent?

But in the chapter of lack of common sense and taste. Did you guys see that halloween this year also gave us a pair of guys as "Trayvon and Zimmerman? And the two girls in England that won a contest with a 9/11 costume?

I think we are breeding a bunch of idiots. gawker.com/college-girls-win-hallowe
en
-contest-with-9-11-costume-1459377321


COACHPENNY's Photo COACHPENNY Posts: 10,392
11/5/13 4:27 P

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I hope we are not in the minority...although given some of the reasonable responses listed under the article...there is hope that are people bucking the trend of sensationalism.



A word to the wise ain't necessary, it's the stupid ones who need the advice.

Bill Cosby


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BRIDIE5 Posts: 8,121
11/5/13 3:19 P

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The fifteen minutes of fame is a downright scary trend..so is suicide by police officer, taking innocent bystanders with you.

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4EVRYOUNG Posts: 5,174
11/5/13 1:21 P

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Totally inappropriate costume.
Totally inappropriate responses,

Social media has become a monster. If you are looking to get a response Social media is the way to go. But be careful what you're looking for.

Val

"If you always do what you've always done, you'll always get what you've always got!
BRIDIE5 Posts: 8,121
11/5/13 8:09 A

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What I feel is concern for our society..both because we seem to be breeding insensitve dehumanized citizens, and because people think it's OK to threaten anyone who does or chooses things things they don't agree with. Both sides are sick..

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NATHELESS's Photo NATHELESS Posts: 5,762
11/5/13 7:39 A

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Super tasteless.

Along with losing her job, she received death and rape threats and her family was also threatened.

None of that was an appropriate response to what she did, which was to try a topical "edgy" costume that was just tone deaf and awful.

I feel bad for her more than I feel outraged by her costume choice.


This is it, my only life. A work in progress.

Ticker reflects current short-term goal.


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COACHPENNY's Photo COACHPENNY Posts: 10,392
11/5/13 3:18 A

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Sometimes I have to wonder what people are thinking. A woman dressed up for Halloween as an injured Boston Marathon runner...complete with blood. She lost her job over this, but if you look at the picture, it was taken in an office and posted online. No filter or just plain insensitive? Some of the backlash (if it's true) was over the top, but she really brought the firestorm to her own door.

shine.yahoo.com/healthy-living/woman
-s
-boston-marathon-bombing-costume--whR>at-it-says-about-everyone-205502002.html




A word to the wise ain't necessary, it's the stupid ones who need the advice.

Bill Cosby


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