SP Premium
Walking Guide
Group photo
Author:
LINKYSD's Photo LINKYSD Posts: 15,881
12/14/12 6:53 P

My SparkPage
Send Private Message
Reply
I will. Hopefully they can figure it out.

Barb

What we have to learn to do, we learn by doing.
Aristotle


 current weight: 195.8 
200
192.25
184.5
176.75
169
HDHAWK's Photo HDHAWK Posts: 23,016
12/13/12 9:07 P

My SparkPage
Send Private Message
Reply
I'll second that. It's worth getting things checked out.


Kim

"Train hard, expect success"
Tom Venuto



 Pounds lost: 21.8 
0
14
28
42
56
MOMKAT4310's Photo MOMKAT4310 Posts: 1,024
12/13/12 9:01 P

My SparkPage
Send Private Message
Reply
Hope you get some useful answers in Sioux Falls.

 Pounds lost: 36.0 
0
18.5
37
55.5
74
LINKYSD's Photo LINKYSD Posts: 15,881
12/13/12 8:43 P

My SparkPage
Send Private Message
Reply
I am being referred on to a specialist in Sioux Falls. I really don't have the time to do this. All the tests they did here in Yankton, say none of the things they were looking for are there, but the blood work is still wacky. So they are making an appointment for me. I guess I will go.



Barb

What we have to learn to do, we learn by doing.
Aristotle


 current weight: 195.8 
200
192.25
184.5
176.75
169
HDHAWK's Photo HDHAWK Posts: 23,016
12/11/12 2:57 P

My SparkPage
Send Private Message
Reply
Oops, I would have mentioned snow tires if I had realized you didn't know they existed! That's a great short term solution to get you through the winter. I'll bet you breathed a sigh of relief over that and the clean title!


Kim

"Train hard, expect success"
Tom Venuto



 Pounds lost: 21.8 
0
14
28
42
56
ROXELLS_WARRIOR's Photo ROXELLS_WARRIOR Posts: 3,851
12/11/12 2:17 P

My SparkPage
Send Private Message
Reply
Well Kitty was right and it wasn't so bad after all. It took a few weeks to get to the bottom of it, but I received a copy of my title from my finance company and it is in fact clean. Then the dealer who sold me the car sent me his CarFax report, also clean. So as a final step I had my mechanic put the car up and check it out, and nothing weird was noticeable.

I can't help but wonder if the local guy intentionally tried to scam me, or if AutoCheck is just an unreliable service for finding out a car's history?

In the meantime, I decided to buy snow tires instead of a new car. Great decision, financially. I got them put on yesterday and am already feeling safer on the icy roads! This dumb California girl didn't even know about snow tires, can you believe that? I thought they were just for snow vehicles. D'oh!

I still want to get a 4WD but it will wait until next year when I owe less on my Honda and have more to offer as a down payment. You all give excellent advice!!!!!

Barb, I hope it all goes well for you!

Edited by: ROXELLS_WARRIOR at: 12/11/2012 (14:20)
~ Roxell ~
bit.ly/christianity-101
Let there be peace on earth, and let it begin with me.


STOP! STOP! STOP! Go get a BIG GLASS OF WATER before reading further! ~~This has been a public service announcement. We now return you to your regularly scheduled programming.~~




LINKYSD's Photo LINKYSD Posts: 15,881
11/15/12 9:19 P

My SparkPage
Send Private Message
Reply
Thanks so much for the website address. I am doing a lot of reading tonight. This will help.

Barb

What we have to learn to do, we learn by doing.
Aristotle


 current weight: 195.8 
200
192.25
184.5
176.75
169
MOMKAT4310's Photo MOMKAT4310 Posts: 1,024
11/15/12 8:30 P

My SparkPage
Send Private Message
Reply
Look here for information on high blood calcium levels. It should help you understand what is going on with your body.

http://www.parathyroid.com/high-calcium.
htm

 Pounds lost: 36.0 
0
18.5
37
55.5
74
LINKYSD's Photo LINKYSD Posts: 15,881
11/15/12 2:20 P

My SparkPage
Send Private Message
Reply
Can't add much about what has been said about the car. All solid advice. I have an in as my husband is great friends with a guy who's in the used car business. We've been getting our Impalas from him for the past three cars. He has never steered us wrong.

Change of subject, I was in to the doctor on Monday and they are sending me to another one tomorrow. Oh joy we have tomorrow off and I get to spend it in a doctor's office. Lab work for calcium levels came back high, and additional lab work done. Seems they found parathyroid levels that have gone through the roof. My doctor already scheduled the appointment, and then told me that the clinic had already scheduled with the specialist. So I am trying not to get too freaked out right now, but anyone have some words of wisdom for me?

Barb

What we have to learn to do, we learn by doing.
Aristotle


 current weight: 195.8 
200
192.25
184.5
176.75
169
KITTYKITTEMMING's Photo KITTYKITTEMMING SparkPoints: (92,798)
Fitness Minutes: (95,849)
Posts: 6,174
11/14/12 9:49 P

My SparkPage
Send Private Message
Reply
I don't have much to add, just make sure you do your homework. It might not be as bad as you think.

Heather
Des Moines, Iowa

Special Ed Teachers Lounge Leader
BLC 27 Navy Ninja

docs.google.com/spreadsheet/ccc?key=
0AkYGgVFl7u1CdEE3V1N3SHBSbFU4N2llVUEze
WVLdGc#gid=24


 current weight: 301.8 
301.8
270.1
238.4
206.7
175
HIKERNJ's Photo HIKERNJ SparkPoints: (945)
Fitness Minutes: (37,991)
Posts: 455
11/13/12 10:16 P

My SparkPage
Send Private Message
Reply
Keep us posted......we all want to know how it works out!

If you think you can, You Will!


 June Minutes: 0
0
356.25
712.5
1068.75
1425
MOMKAT4310's Photo MOMKAT4310 Posts: 1,024
11/11/12 12:17 A

My SparkPage
Send Private Message
Reply
Absolutely get that trade in offer in writing. Be sure they specify how long the offer is good, may be a week to a month, not likely that long, Do your research on what you want on line or with friends who have something you admire. You can check for purchase price on line without any dealer knowing you are looking. And most every dealer has all their inventory up on line so you can look it over. Be sure you get a print out of the car's mechanical history. I have forgotten the term, but there is a print out that will identify any and all mechanical repairs that exact car has received as well as any reported wrecks and repairs. It is all identified by VIN. And you can talk to your insurance agent who will help you identify vehicles that carry a higher or lower insurance rate. That can be very useful information. If you do your research, you will know what dealers have a vehicle you would like to try out. Don't tell them what you want before you get that trade in offer. If they think they have your hooked, you have lost any advantage. Hugs.

 Pounds lost: 36.0 
0
18.5
37
55.5
74
HIKERNJ's Photo HIKERNJ SparkPoints: (945)
Fitness Minutes: (37,991)
Posts: 455
11/10/12 8:37 P

My SparkPage
Send Private Message
Reply
Definitely choose safety above all else!! You don't have a down payment but.......and this is a really important but.......you have a Honda. Even the clunker Hondas have great resale value!!! Dealers are dying to get good used cars as a trade in because of economy right now...it is still harder to sell new cars. you will get a better deal than you think if you trade in the Honda. Ask for a trade in review on your car and get it in writing before you show any interest in buying new or test driving anything! It's really important to do this step first so you get the best trade in value before you negotiate a purchase. Also, do your homework on line. There is so much info out there on Kelly blue book, auto trader, etc.

I would consider buying used for sure, because sometimes you really do get a better deal......but sometimes not. My son just bought a new car because the price was identical to cars used tha there more than a year old. NISSAN ALTIMA 4 wheel dr with excellent safety rating for both front and side impact. . He is on a first year teacher salary. (Translation-no money and no credit history). He got a 6% loan. So.....you just never know what might work out for you......but driving a safe car is a must. Hope this helps! Good luck Rox!

If you think you can, You Will!


 June Minutes: 0
0
356.25
712.5
1068.75
1425
HDHAWK's Photo HDHAWK Posts: 23,016
11/10/12 8:02 P

My SparkPage
Send Private Message
Reply
I really don't know what to tell you other than feeling safe seems to be the most important thing. Try selling the car yourself. You'll make more $ and you never know. You could have a few bucks left over.


Kim

"Train hard, expect success"
Tom Venuto



 Pounds lost: 21.8 
0
14
28
42
56
KARENTEACHER's Photo KARENTEACHER Posts: 700
11/10/12 7:31 P

My SparkPage
Send Private Message
Reply
I'm with Momkat - many dealers have too many cars on the lot, and are willing to deal with serious buyers. Also, don't buy new - find something a few years old, the depreciation will cut the price significantly.

Don't discount the value of feeling safe - one accident will cost way more than anything a different vehicle will cost.

I wondered why somebody didn't do something; then I realized I was somebody! - unknown


 Pounds lost: 9.0 
0
9.5
19
28.5
38
NFLATTE's Photo NFLATTE Posts: 9,749
11/10/12 7:27 P

My SparkPage
Send Private Message
Reply
MOMKAT4310 has some good advice...Another thing that I would consider is that you are-now-single and self-supporting and who can you call if you're stuck someplace? I'd opt for the 4WD and a sense of security, even tho the chances are greater that your loan rate MAY stink...I had a similar situation years back....Took the financial matters into my own hands and decided to take the rate that was offered, but add a few dollars (usually $7.00, for some reason) to the monthly payment...I knocked a little over a year off the 5 year loan !

 Pounds lost: 37.0 
0
15.75
31.5
47.25
63
MOMKAT4310's Photo MOMKAT4310 Posts: 1,024
11/10/12 7:13 P

My SparkPage
Send Private Message
Reply
Look for a dealer with special rates to offer. Then even if your credit rating is less than stellar, you will still get some break on the official rate. Talk to dealers after you know what you want, let them make it happen, they are very good at finding a way to sell a vehicle. Just stay in charge of the sale, so you know what is happening.


 Pounds lost: 36.0 
0
18.5
37
55.5
74
MOMKAT4310's Photo MOMKAT4310 Posts: 1,024
11/10/12 7:07 P

My SparkPage
Send Private Message
Reply
I know where you are coming from. I had a car that was like a goat in the snow. No hill and no ice was too much for that car. It was not paid for, when it had a total electrical malfunction. The dealer was not able to repair it. I traded it as they were not able to fix it and with no working electrics, I was unable to drive it. I have 30 years of back issues, so I shop for a vehicle that does not cause me pain and numbness while driving. I got a Chrysler 300 against my better judgement, because it was rear wheel drive. That said, all our local city law enforcement officers have rear wheel drive cruisers, so it is doable in this area, but they are mostly on city streets (the deputy sheriffs all have 4WD). I had that car two months, when the dealer called and said they had a new car on the lot, left over from the previous model year, and was I interested? I about turned my self inside out getting there. I had made 2 payments on the 300, and was up to my neck in payments on it. They gave me a good trade, and I got a Chrysler 300C - all wheel drive. That was 6 years ago. I have 2 payments left to make. In that car, I feel safe, I keep very good tires on it, and it has not let me down. Last winter did not count as a winter. We had 2 two hour delays, that we did not need, and no snow days. My kids had been after me for years to get a 4X4, as I do so much driving around the state and to visit them by myself. It was a BIG expense, but I guess I would say the safety factor has been worth it to me. On the other hand, that car has been hit twice by drivers who were texting, it was repaired and no one would ever know. The alignment is still spot on, I have it checked at least 2X a year, and rotate tires every 3000 miles. It gets maintained. I hope to be driving it for many more years, but I will not likely every go back to front wheel drive only. I drive on back roads, I have daily meet and greets with gas well drilling tractor trailers, and starting this week, we have logging in the neighborhood. It is a big decision, because you will basically be paying off two vehicles. You are upside down on the Honda and you will add the 4x4 or AWD on top. You have to balance your fears, missed work (we get docked if we can't work on a snow day unless we have a personal day left to use) cost of getting pulled out of snow banks or up over a hill or out of a ditch, plus possible damage from a tow truck. Sounds like you have a lot of pencil and paper balancing to do, soon. I know it is snowing big time in SLC Utah today. So it is coming. Not sure this helps, but in the long run, only you can answer to how you pay your bills. P.S. I am looking forward to paying off that car. We will be buying a new 4WD Jeep for DH and the mail route probably in the spring. Grrr. His is about dead. Hope it survives the winter.

 Pounds lost: 36.0 
0
18.5
37
55.5
74
ROXELLS_WARRIOR's Photo ROXELLS_WARRIOR Posts: 3,851
11/10/12 5:18 P

My SparkPage
Send Private Message
Reply
Hi team of brilliant educated people... I'm struggling with a decision and wouldn't mind hearing some input. Last January when my 4WD Honda Pilot was totaled in an accident, I replaced it with a nice used Honda Accord. I regretted not getting another 4WD almost immediately.

Last winter (my first in Wyoming) was exceptionally mild, they tell me, but the forecast is not the same this year. Even in the mild winter, there were many scary slides on the roads and several days when I couldn't take my car out at all. I missed church, work, and a few times I even parked down on the street and hiked up the hill to my house... one of those days with a load of groceries! (I'm planning ahead better these days.) One of the problems is that my house is set up off the road and I have a long, steep driveway that gets very icy.

My dilemma is this: should I trade in my Accord, taking a $$ loss, and get a 4WD? I will definitely pay more than I would if I owned my Accord outright. It will be what Dave Ramsey calls "stupid tax," but not as bad as the stupid taxes I paid during 8 months of unemployment and divorce. The benefit of doing so is that I will feel much safer in a 4WD and will be able to get to work every day. I have an unbelievable sense of dread as winter sets in, and I feel like taking on a little more debt would be worth it.

The other problem is that I will not be able to get a good interest rate on a new loan, if they'll give me one at all. This has been a rough year with post-divorce debt and adjustment, several thousand dollars in medical bills, and owing the IRS (also post-divorce stuff). I don't have a down payment to put towards a vehicle, just my existing car. My credit rating is "fair" now, so the interest rate will likely be higher than last year when it was "good."

I'd really love to hear some opinions and devils-advocate thoughts on this. Many of my family and friends are saying "I told you so" but others are saying it's not that big of a deal. They must forget that I'm a life-long California girl living in the Wild Wintry West. I still get excited to see deer, antelope, and bunnies all over the place.


Edited by: ROXELLS_WARRIOR at: 11/10/2012 (17:22)
~ Roxell ~
bit.ly/christianity-101
Let there be peace on earth, and let it begin with me.


STOP! STOP! STOP! Go get a BIG GLASS OF WATER before reading further! ~~This has been a public service announcement. We now return you to your regularly scheduled programming.~~




Page: 1 of (1)  

Report Innappropriate Post

Other ~ Special Ed Teachers Lounge ~ General Team Discussion Forum Posts

Topics:
Last Post:



Thread URL: https://wfl.sparkpeople.com/myspark/team_messageboard_thread.asp?board=0x26003x50772885

Review our Community Guidelines